Only because it's rare to be able to use USD to buy crytos from Visa or MasterCard, I give this 4 stars. Still definitely prefer Coinbase. But if for some reason, you are having an issue with Coinbase one day(happens occasionally) use this. Not for deposits less than 100 though, so if you're a light spender, go elsewhere.
I just tried out the Changelly service for the first time by exchanging my Bitcoin Gold (BTG) coins for Bitcoin (BTC). ↔️ Their interface is beautiful 😍 and guides you along through the process 🗺, so I give them huge credit for that. But what I really didn’t like was that... The exchange rate is NOT locked in! 🔓☹️ While my BTG funds were in their confirmation process, the exchange rate dropped by 20% and there was nothing I could do about it. There is no cancel button. ❎ You basically send, and then you pray that the exchange rate doesn’t drop mid-transaction and that things process quickly. 🙏 In my case, it wasn’t fast at all. It took almost an hour for the BTG to fully confirm 🕓, and over that time the exchange rate fell to the floor 📉. The amount of BTC that I got out at the end was drastically lower than the estimate they said I would receive at the beginning. 😕 Perhaps it’s my fault for trying to make the swap during a volatile period. But I really wish the UI would have told me about the dynamic exchange rate before I pressed “Start”.