You have private keys and the litecoin and bitcoin wallets works for transactions p2p. The other coins work as investment like stocks so you can’t do transactions until you exchange back to litecoin or bitcoin. Also my understanding is litecoin is used as fiat to hold your investment value. So if you want to cash out xrp Abra sells litecoin on the final phase to give you money in fiat wallet for the value of your xrp investment. Sounds cool and I’m sure saves massive amounts of money since litecoin is being exchanged behind the scenes because we know how expensive it is on coinbase to purchase with fiat. Also money is wired to Abra fiat wallet much faster than CB.
Easy to exchange Fiat for crypto. I love it. Would be 5 stars if.you could withdraw your purchased alt coins to your own wallet. As of now.you can only exchange whatever alt coin you have purchased for Bitcoin (BTC). If they change this it's 5 stars. Also you do not have access to the our private keys so you really don't own these coins Arba does. Another thing imo they need to change. Otherwise the UI is awesome. Very easy to use.